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Posted on 8/21/19 at 6:37 am to kywildcatfanone
Very true but my property taxes are $450 a year.
Posted on 8/21/19 at 7:31 am to 3morereps
30 year @ 3.75%
Posted on 8/21/19 at 7:33 am to 3morereps
quote:
3.125% 15 year
This.
Posted on 8/21/19 at 8:41 am to lsualum01
quote:
just got a 3.25 on a 30 year
What bank / area? Currently paying 4.5 on a 30 but Neighbors Federal is stressing the frick out of me with their mortgage department shenanigans. They are currently outsourcing to some company in Indiana which I think is longform for India. Haven't had a consistent amount due in 5 years and am currently unable to pay August because of a records glitch that no one is able to resolve.
Posted on 8/21/19 at 2:43 pm to 3morereps
I pulled the trigger on a refi on Monday. Only been in the house for 1 year but got a 15yr @ 3.2.
Only saved me about $340 a month but it’s better in my pocket than the banks.
Only saved me about $340 a month but it’s better in my pocket than the banks.
Posted on 8/21/19 at 3:35 pm to 3morereps
(no message)
This post was edited on 9/24/20 at 10:19 pm
Posted on 8/21/19 at 8:15 pm to SippyCup
If you dont mind me asking? What was your out of pocket expense?
Posted on 8/21/19 at 8:28 pm to 3morereps
4.5%, but it just adjusted for the first time in 7 years. It was 2.875% before this month.
I’m trying to decide if I want to refi to a 20 or 30 year fixed while rates are so low or just ride it out and save the closing costs. It can only adjust once a year, 2% cap per year, 5% lifetime cap.
I’m trying to decide if I want to refi to a 20 or 30 year fixed while rates are so low or just ride it out and save the closing costs. It can only adjust once a year, 2% cap per year, 5% lifetime cap.
Posted on 8/21/19 at 8:59 pm to LSUGUMBO
3.75 6/17 30 year fixed
We use Wells Fargo and the mortgage woman we work with is frustrated because their rates aren’t lower. I was quoted a 4.15 on a 30 year fixed and 3.5 7/1 arm. Not worth it.. yet.
We use Wells Fargo and the mortgage woman we work with is frustrated because their rates aren’t lower. I was quoted a 4.15 on a 30 year fixed and 3.5 7/1 arm. Not worth it.. yet.
Posted on 8/21/19 at 10:01 pm to GWfool
Currently 4.625% 30yr November 2018.
Meeting with a guy on Friday. Hopefully to move to 20y if the rate is low enough.
Meeting with a guy on Friday. Hopefully to move to 20y if the rate is low enough.
Posted on 8/21/19 at 11:11 pm to Golfer
I got my mortgage in 10/2018. Basically the peak of last year or two. I was 4.675 on a 30 yr loan for 300k.
Waiting for September Fed meeting and then going to look at a refinance.
Waiting for September Fed meeting and then going to look at a refinance.
This post was edited on 8/21/19 at 11:12 pm
Posted on 8/22/19 at 8:07 am to BHTiger
quote:
If you don't mind me asking? What was your out of pocket expense?
It was a little over $2,400. Don't remember the exact figure.
Posted on 8/22/19 at 8:22 am to 3morereps
3.99% 30 year fixed. March 2016.
previous house was 3.875% 30 year fixed July 2012
previous house was 3.875% 30 year fixed July 2012
Posted on 8/22/19 at 8:34 am to 3morereps
3.875% - 30 yr in Nov. of 2017. What rate drop would make sense to justify a refi? 1 percentage point?
Posted on 8/22/19 at 8:36 am to 3morereps
24 year (was 30) at 4.2%
Thinking about making the move to a 15.
Thinking about making the move to a 15.
Posted on 8/22/19 at 8:58 am to lsu13lsu
2.75%, 15 year, 3/16
Posted on 8/24/19 at 7:50 am to GeneralLee
2.875 %, 15 year. 7.5 years left, but the plan to is to pay it off in 1 year. Wife is on board, so we will see.
Posted on 8/24/19 at 10:11 am to Will Cover
Did mortgage rates drop below 3% at some point? I didn't realize that.
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